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Financial Matters

The Expat Center for the Netherlands wants to make your financial transition to the Netherlands as smooth as possible as well. Here you find some information about some of the main financial matters you will be confronted with when moving to the Netherlands.

30% ruling

If you come to work in the Netherlands, there might be extra costs, so-called extraterritorial costs. Your employer might be able to assist you towards these costs with a  free (untaxed) reimbursement for these extra costs. Your employer may also apply to the 30% ruling, which provides you with 30% of your wage, including reimbursement, tax-free. For more information on conditions and how to apply to this ruling, please take a look at the Dutch Tax Office website.

Bank Accounts

Do you need help with setting up a bank account? Please take a look at our Bank Accounts page.


Everyone who lives or works in the Netherlands is legally obliged to take out standard health insurance. This is needed in order to cover the cost of, for example, consulting a general practitioner, hospital treatment and prescription medication. The government decides what the standard health Insurance should cover. On top of that you can take additional insurance to cover for special needs. For more information about health Insurance, please have a look at the Dutch government website.

Legal aid and notaries

If you need help with morgages or trust funds then it could be a good idea to contact a notary. Please have a look at our Notaries page for more information.


Do you have any other questions about Financial matters that are not answered here? Please do not hesitate to contact us at info@expatcenter.nl or 0900-9811.

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